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Writer's pictureInvestment Synergy Team

RISK v REWARD – in these uncertain times are you prepared to risk your hard-earned savings?

Or would it be more prudent to share in any risk and subsequently the reward -

according to recent data - Fixer-uppers are back in property fashion!


The number of homes bought by property developers — defined as someone who buys, refurbishes and sells homes for a living — was 26 per cent higher in the first half of 2020 than the year before, according to recent analysis by leading estate agents, Hamptons International. With the pandemic continuing to cast a spotlight on our homes and investments, it is a trend set to continue, with more and more people taking on renovation projects.

While it’s a far cry from the boom days of the Nineties and early Noughties, when you’d have to bat off swathes of eager amateurs or cut-throat property developers for a wreck, demand for homes in need of modernisation is up across the spectrum.

Renovation projects are not the sole preserve of experienced buyers, however. The under-forties are flocking to snap up fixer-uppers, according to estate agents Strutt and Parker. The view taken is that it isn’t just about buying a complete wreck and starting from scratch, but longer-term projects that younger families, first-time buyers and in some cases, would-be landlords, can live in while renovating.

Pre pandemic some people had little appetite to do renovation work themselves, deeming their lives were already full and that life was too short. With the restrictions of lockdown, people are at home for long periods with one eye on the budget and a desire to learn new skills.

For some, a cut-price property that needs work is the only way to make their dream home or investment a reality, and there’s not only the prospect of an uplift in value or income from rental, but there have been additional benefits too, such as reduced stamp duty charges.

If you are a novice renovator and / or it’s your first foray into the buy-to-let arena it is essential to evaluate not only the property (there is probably a good reason why that run down cottage has stood empty for so long) but also market indicators. Also take a measured approach when considering your own resources, time available and skill sets – do you really have what it takes?

Should the answer be no but you’ve identified property as a secure tangible asset with long-term income and capital growth capabilities then a property syndicate may be the answer.

A property syndicate is a platform for investing in residential and commercial property for like minded investors without the need to finance, renovate or manage the properties.

Acquisitions of multiple properties are normally out of reach for individuals. Joining a syndicate can provide private investors with an opportunity to share in the rewards of property ownership with the security of a diversified portfolio thereby limiting any potential financial exposure.

INVESTMENT SYNERGY – REWARDS WITHOUT THE RISK .............



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